Best Business Loans for Retail / Methodology

How we choose and review

Best Business Loans for Retail is run by Tally. Tally is our editorial choice because it's our own service. We say that plainly so you can judge the recommendation for yourself.

What we look for in a provider

• Understands retail cash flow, including seasonal peaks and stock cycles.
• Offers products that fit: stock finance, merchant cash advances, revenue-based finance or fit-out finance.
• Repayments that flex with sales where that suits you.
• Clear total cost, including factor rates turned into a real cost.
• Lends to shops, online sellers or both, depending on your model.

What this site is not

It isn't a measured ranking of every provider in the market, and it isn't financial advice. Facts are checked against official sources listed in the directory. We review the content regularly, and the date at the foot of each page shows the last review.